Critical illness

This benefit pays out a tax-free cash sum if you suffer a serious illness. A wide range of conditions are covered, including heart attack, cancer and stroke, and the payment may be used as you wish.

How do I apply?

This benefit is only available during the annual enrolment window. Once the window has opened, log in and navigate to the ‘Benefits’ tile. From there you will find Critical Illness in the benefits list where you can select your level of cover.

You can choose your level of cover in units of £25,000, up to a maximum of £250,000 or 5 times your salary - whichever is lowest. You can also include your children on the policy at no extra cost and your partner for an additional premium.

You don’t need to fill in a medical questionnaire on joining but any pre-existing conditions are excluded, so you can’t claim for any condition you have suffered from before taking out this benefit.

Contact details

For members of the scheme, the provider contact details are:

Canada Life
Claims helpline: 0117 916 4463